I've actually seen quite a few fish from the 5am - 7am time frame (especially when it is really hot during the day or there has been a stretch of really hot weather). Surface lures have had quite abit of action during that time.

I like that time as well becasue you basically have the lake to yourself and the lake has had a chance to calm down a bit from the previous days activity. Plus you have the added benefit of seeing alot of wildlife (not that you don't anyway on The Chip).